228 loan No Further a Mystery
228 loan No Further a Mystery
Blog Article
The Board reviews the impression and responsiveness on the financial institution's Local community improvement loans and community growth investments that profit or serve a Point out, as delivered in § 228.15.
The lender have to contain the prepared notices in the general public file within just 3 business enterprise times after acquiring notification from the FFIEC of The supply of the disclosure statements.
(one) Any info relating to a bank's institutional potential or constraints, including the dimensions and economic condition with the lender, security and soundness limits, or some other lender-certain factors that appreciably have an impact on the financial institution's ability to present retail lending, retail banking solutions and retail banking merchandise, community advancement loans, Local community enhancement investments, or community advancement expert services;
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
) A listing of the geographic places served through the Local community advancement loan or Group advancement expense, specifying any county, Condition, multistate MSA, or nationwide space served; and
(ii) Within the prior two calendar decades, the bank originated or ordered outside the bank's facility-based mostly assessment spots greater than fifty p.c in the lender's household home finance loan loans, multifamily loans, compact organization loans, small farm loans, and car loans if vehicle loans are an item line with the bank, as described in paragraph II.a.2 of appendix A to this portion.
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A sizable bank should gather and preserve in electronic variety, as prescribed by the Board, until the completion in the lender's future CRA evaluation during which the information are evaluated, the following data for every compact business enterprise loan or smaller farm loan originated or ordered from the bank in the analysis period of time:
(3) The range and dollar quantity of tiny enterprise loans and compact farm loans located inside of Just about every facility-based mostly evaluation area and retail lending evaluation region claimed through the lender as well as the number and greenback volume of compact company loans and tiny farm loans Positioned beyond the ability-centered assessment parts and retail lending evaluation places documented by the financial institution; and
Pursuant to § 228.28 and paragraph f of appendix D to this section, the Board incorporates the conclusions of click here a bank evaluated beneath an permitted strategy into its State or multistate MSA rankings, as relevant, and its establishment ranking, accounting for paragraph g.two of appendix D to this part, as applicable.
(A) A financial institution might specify once-a-year measurable ambitions for community enhancement loans, Neighborhood development investments, or both equally. The bank will have to base any once-a-year measurable ambitions as being a share or ratio from the lender's community progress loans and Neighborhood progress investments for all or sure kinds of community enhancement explained in § 228.
A significant lender need to collect and report to the Board yearly by April 1 a listing of each retail lending evaluation place displaying the States, MSAs, and counties inside the retail lending evaluation space with the prior calendar 12 months.
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(i) Everything of a single MSA (using the MSA boundaries which were in impact as of January one of the calendar 12 months in which the delineation applies), excluding any counties Within the significant bank's facility-dependent evaluation locations; or